savings
solidarity sustainable development livret

SUSTAINABLE DEVELOPMENT LIVRET

Savings

Livret de Développement Durable

The Solidarity Sustainable Development Livret is available for deposits at your discretion with an account balance limit of €12,000.

  • Interest rate offered
  • 0.75%(1)

In detail

Precautionary savings

100% SECURE AVAILABLE AT ANY TIME

Manage your Solidarity Sustainable Development Livret as you wish, for an unlimited period.

Deposits

DEPOSITS OR AUTOMATIC TRANSFERSIT'S UP TO YOU

Choose the method and amount of your deposits.

Further details

Please note

If you purchased an Esprit Libre package, Cascade allows you to automatically transfer extra cash from your checking account to your Solidarity Sustainable Development Livret, at no charge.

Detailed characteristics of the

Solidarity SUSTAINABLE DEVELOPMENT LIVRET

Download the pdf

  • ELIGIBILITY, INTEREST RATE OFFERED, INTEREST CALCULATION METHOD AND POSTING DATES, LIMIT, DEPOSITS, WITHDRAWALS, TERM
  • TAXATION
  • Solidarity SUSTAINABLE DEVELOPMENT LIVRET COVERAGE
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Eligibility

Any private individual taxpayer whose residence is in France (not including overseas territories) may open a Solidarity Sustainable Development Livret. This account is indivisible: it may not be opened as a joint account, i.e. in the name of two persons.

Only one Solidarity Sustainable Development Livret (or Livret Bleu from Crédit Mutuel) per person may be opened.

A Solidarity Sustainable Development Livret may be opened by a protected adult, but only when duly represented or assisted.

Interest rate offered

The Solidarity Sustainable Development Livret pays a 0.75% interest rate (rate set on 2015-08-01) after tax and social security contributions.

Method of interest calculation and posting dates

The interest is calculated using the accrued and backdated interest methods. Withdrawals made before the 31st of December of the current year produce backdated interest that is subtracted from the projected interest calculated for the year.

Deposits accrue interest as of the first day of the half month that follows the deposit or transfer (the 16th of that month or the 1st of the following month).
Amounts withdrawn stop accruing interest as of the first day of the half month during which the withdrawal was made (either the 1st or the 16th).

In order to avoid losing a single day of interest, we advise that you make your deposits before the 16th or the 1st of the month and your withdrawals after the 15th or after the 30th.

Account balance limit

The account balance limit of a Sustainable Development Livret is €12,000.
This limit can only be exceeded by the amount of interest paid in and compounded.

Deposits and adding funds


A minimum of €15 is required for your first deposit and for each subsequent deposit.

You may add to your Sustainable Development Livret at your discretion or periodically (monthly, quarterly, semi-annually).

Term


The term of the Solidarity Sustainable Development Livret is unlimited.

(1) Rate applied on 2015-08-01.

FAQ ()

  • May a child under 18 open a Solidarity Sustainable Development Livret?
  • Only a French taxpayer may open a Solidarity Sustainable Development Livret. Thus, by definition, a minor may not open one unless they are fiscally independent of their parents. Even so, the minor will still require the authorization of their legal representatives.
  • How many Solidarity Sustainable Development Savings accounts may a couple hold?
  • An individual may open only one Solidarity Sustainable Development Savings Account. Thus, a couple, whether married or in a domestic partnership, may hold two Solidarity Sustainable Development Livret.
  • How do I set up a standing order for deposits to my Solidarity Sustainable Development Livret?
  • Your Solidarity Sustainable Development Livret can be flexibly managed. You may add funds by depositing the amounts you choose whenever you want, by check or in cash. You may also transfer funds from your bank account and even set up a standing monthly order. You decide the amount and date of the transfer.
    Here is the chance to set up a precautionary savings account. In just a few minutes, you can make online transfers at no cost to you, as transfers between a BNP Paribas bank account and a Solidarity Sustainable Development Livret are free of charge.
  • Can a debit card be linked to a Solidarity Sustainable Development Livret?
  • There is no specific card associated with your Solidarity Sustainable Development Livret. However, you can easily use the debit card associated with your checking account to make withdrawals from your Solidarity Sustainable Development Livret at any BNP Paribas branch.

In addition

  • Protection ÉpargnePersonal insuranceSAVINGS INSURANCEOffers maximum coverage: secure your livrets and savings accounts.
  • Livret ASavingsLivret AA secure savings account available anytime.
  • Livret JeuneSavingsLivret JeuneA savings account for young people between the ages of 12 to 25 with an advantageous rate of return.

Have a question?

Our advisors are here to assist you.


Contact us


For assistance or to make a claim/contest a charge, your advisor can be reached on their direct line (a standard rate call).

BNP Paribas, limited company with a capital of €2,492,770,306 – Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.