The Savings Account is available for deposits at your discretion, with no maximum limit on your account balance.
Gross 0.10%Guaranteed return
As of your first deposit, your money will earn 0.10%(1) gross per year with no maximum limit.
100% secureWithout risks or limits
Your savings are always available with no time limit!
Deposits and withdrawals
Without feesIt's simple
Depositing and withdrawing funds from your savings account do not incur any fees.
With your spouse or otherIt is better to be two
A Savings Account may be opened as a joint account.
Remember to set up automatic deposits for your Savings Account in order to regularly increase your savings!
Detailed characteristics of the
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All private individuals, including those including minors, protected adults or non-residents, may sign up for a Savings Account.
The interest rate set for a Savings Account is 0.10% gross per year (rate established on 2016-10-01).
Method of interest calculation and posting dates
Interest is calculated using the projected interest and backdated interest methods. Withdrawals made before the 31st of December of the current year produce backdated interest that is subtracted from any projected interest that may be calculated for the year.
There is no limit to the amount that may be held in the Savings Account.
Initial deposit: Minimum €10.
Make withdrawals at your discretion, with the minimum of €10 per transaction. The account must always maintain a minimum balance of €10.
The account has no contractual term.
(1) Rate established on 2017-01-01.
BNP Paribas, limited company with a capital of €2,492,770,306 – Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.