A personal loan for your plan to own a car
A loan is a legal commitment and must be repaid. Please verify your ability to repay before signing up.
An Auto Loan is a personal loan to finance your vehicle purchase.(1)
Example of a €20,000 loan with a term of 48 months:
Fixed Annual Percentage Rate (APR): 2.89%(2)
(1) Subject to application approval by BNP Paribas (the lender). You have a legal withdrawal period of 14 calendar days from the date when you accept the loan agreement.
DEDICATED FINANCING FOR YOUR PLANSTURN YOUR WISHES INTO REALITY
You benefit from a customized loan according to your repayment capacity, without application fees.(3)
(3) For all online subscriptions. Terms and conditions in effect as of 2015-03-01.
Online RECEIVE AN IMMEDIATE PRE-APPROVAL RESPONSE
Quickly turn your acquisition into reality.
EARLY, PARTIAL OR IN FULLACCORDING TO YOUR BUDGET
You have the possibility to repay your loan early.(4)
(4) See the terms and conditions in the agreement. Terms and conditions in effect as of 2015-03-01.
Detailed characteristics of the
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The Auto Loan personal loan is offered to qualified individual customers of legal age.(1)
(1)Subject to application approval by BNP Paribas (the lender).
You can borrow from €760 to €75,000.
You can borrow for a term of at least 4 months up to a maximum of 108 months.
The interest rate on your Auto Loan is determined according to the characteristics of the loan (amount, term) you request.
For example: for a loan of a total amount of €20,000 and a total term of 48 months, you would make 48 payments of €441.36 (not including optional insurance). No application fee. Debit interest rate: 2.85% per year. Fixed APR: 2.89%. Total amount owed by the borrower (not including optional insurance): €21,185.28. Interest: €1,185.28.
If you sign up for the optional insurance called(5) Death/Complete and Irreversible Loss of Independence and Total Incapacity to Work and Loss of Employment: Insurance Annual Percentage Rate (APR): 1.39%; the total amount owed by the borrower for insurance over the total term of the loan: €576.00; the monthly insurance premium: €12.00, with this amount added to your loan installment payments.
(5)Insurance policy offered by Cardif Assurance Vie (life insurance) and Cardif Assurance Risques Divers (casualty insurance).
BNP Paribas, limited liability company with capital of €2,492,925,268 – Headquarters: 16 boulevard des Italiens, 75009 PARIS. Registered with the Paris RSC (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.