Auto Loan

Loans

A personal loan for your plan to own a car

A loan is a legal commitment and must be repaid. Please verify your ability to repay before signing up.

Prêt Auto

An Auto Loan is a personal loan to finance your vehicle purchase.(1)

  • FIXED APR
  • 2.89%(2)

Example of a €20,000 loan with a term of 48 months:

Fixed Annual Percentage Rate (APR): 2.89%(2)
Amount per payment due (not including optional insurance): €441.36
Total amount due (not including optional insurance): €21,185.28
A loan is a legal commitment and must be repaid. Please verify your ability to repay before signing up.

(1) Subject to application approval by BNP Paribas (the lender). You have a legal withdrawal period of 14 calendar days from the date when you accept the loan agreement.
(2) This offer is reserved for qualified individual customers of legal age, and is subject to conditions. Annual Percentage Rate in effect as of 2016-01-01.

In detail

Financing

DEDICATED FINANCING FOR YOUR PLANSTURN YOUR WISHES INTO REALITY

You benefit from a customized loan according to your repayment capacity, without application fees.(3)

(3) For all online subscriptions. Terms and conditions in effect as of 2015-03-01.

Sign up

Online RECEIVE AN IMMEDIATE PRE-APPROVAL RESPONSE

Quickly turn your acquisition into reality.

Repayment

EARLY, PARTIAL OR IN FULLACCORDING TO YOUR BUDGET

You have the possibility to repay your loan early.(4)

(4) See the terms and conditions in the agreement. Terms and conditions in effect as of 2015-03-01.

Detailed characteristics of the

AUTO Loan

Download the pdf

  • ELIGIBILITY, COST, TERM, INTEREST RATE
  • SUPPORTING DOCUMENTS, LEGAL WITHDRAWAL PERIOD, AVAILABILITY OF FUNDS
  • REPAYMENT, INSURANCE, loan maturity
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Eligibility

The Auto Loan personal loan is offered to qualified individual customers of legal age.(1)

(1)Subject to application approval by BNP Paribas (the lender).

Amount

You can borrow from €760 to €75,000.

Term

You can borrow for a term of at least 4 months up to a maximum of 108 months.

RATE

The interest rate on your Auto Loan is determined according to the characteristics of the loan (amount, term) you request.

For example: for a loan of a total amount of €20,000 and a total term of 48 months, you would make 48 payments of €441.36 (not including optional insurance). No application fee. Debit interest rate: 2.85% per year. Fixed APR: 2.89%. Total amount owed by the borrower (not including optional insurance): €21,185.28. Interest: €1,185.28.

If you sign up for the optional insurance called(5) Death/Complete and Irreversible Loss of Independence and Total Incapacity to Work and Loss of Employment: Insurance Annual Percentage Rate (APR): 1.39%; the total amount owed by the borrower for insurance over the total term of the loan: €576.00; the monthly insurance premium: €12.00, with this amount added to your loan installment payments.

(5)Insurance policy offered by Cardif Assurance Vie (life insurance) and Cardif Assurance Risques Divers (casualty insurance).

BNP Paribas, limited liability company with capital of €2,492,925,268 – Headquarters: 16 boulevard des Italiens, 75009 PARIS. Registered with the Paris RSC (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.

Cardif Assurance Vie, a business regulated by the French Insurance Code – a limited liability company with capital of €712,340,624 – registered with the Paris RCS (Trade and Companies Registry) as No. 732 028 154 with a European intracommunity VAT No. FR 12732028154 – Headquarters: 1 boulevard Haussmann, 75009 Paris – Offices: 8 rue du Port, 92728 Nanterre Cedex.

Cardif Assurances Risques Divers, a business regulated by the French Insurance Code – a limited liability company with capital of €16,875,840 – registered with the Paris RCS (Trade and Companies Registry) as No. 308 896 547 – Headquarters: 1 boulevard Haussmann, TSA 93000, 75318 Paris – Offices: 4 rue du Port, 92728 Nanterre Cedex.

Avanssur: Insurance company regulated by the French Insurance Code, a limited liability company with capital of €67,155,752.86.

Further details

FAQ ()

In addition

  • Assurance AutoProperty insuranceAUTO INSURANCEInsurance that covers both you and your car.
  • Prêt Auto écologiqueLoansENERGY-EFFICIENT AUTO LOANA dedicated personal loan that helps you finance your vehicle purchase, while offering an environmental bonus.
  • Livret ASavingsLivret AA secure investment available at all times.

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