Gain access to your detailed and comprehensive account statements.
This offer is no longer available since 2016-06-20 for the Esprit Libre package holders and since 2016-10-21 for subscriptions without Esprit Libre.
Tercéo(1) is an exclusive offer by BNP Paribas that allows you to pay for purchases made with your debit card(3) in 3 installments.(2)
Tercéo – in stores
SimplicityAn adapted option
You decide at the point of sale (with your debit card) whether or not you want to activate the delayed payment facility.
Tercéo – threshold
SecurityStick to your budget
You define the threshold for activating the payment facility before you begin shopping.
MORE security24 additional months
You receive a 24-month extension of the Manufacturer's Warranty for any purchases made with your debit card.(4)
Without procedural formalitiessimplified payment
No authorization or form to fill out in the store.
No subscriptionSIMPLIFIED BILLING
You only pay for Tercéo in the form of interest charged when you use the service.(1)
Already benefit from Tercéo?
Modify your thresholdQuick and easy
You can go online to modify the threshold for your Tercéo service.
"Tercéo" offers you two options adapted to your budget and current situation.
Detailed characteristics of
Download the pdf
In order to sign up for Tercéo, you must*:
When you sign the contract for Tercéo at your branch, you receive a debit card that includes the service.
* Subject to approval of your application by the bank.
(1) The Tercéo payment facilities are loans with a term less than or equal to 90 days. APR of 4.50% as of 2014-10-21.