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Visa Electron


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Visa Classic


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BNP Net


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Visa Premier


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Visa Infinite


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ANNUAL RATES

With an Esprit Libre package: (1)
Référence (beginning at age 25) (2) €36.00 €42.24 €25.80 (3) €127.32 €323.04
Initiative (age 18-24) (2) €18.96 €22.20 €20.40 (3) €66.00 -
Découverte (age 16-17) complimentary - - - -
-50% on a 2nd card(4) €18.96 €22.20 - €66.72 €169.80
Without an Esprit Libre package: €32.00 €44.50 (5) €52.00 €134.00 (6) €340.00
-50% on a 2nd card (7) €16.00 €21.00 €26.00 €66.00 €170.00
Deferred debit
(with or without Esprit Libre)
- complimentary - complimentary complimentary

FEATURES

Basic payment limit / 30 days €1,000.00 €2,500.00 €2,500.00 €8,000.00 €10,000.00
Basic withdrawal limit / 7 days €450.00 €500.00 €500.00 (8) €2,000.00 €4,000.00
Customizable limits
Withdrawal and payment
fee reductions
1/4 2/4 2/4 3/4 4/4
Card image customization - -

ASSISTANCE GUARANTEES

Medical assistance: 0/4 2/4 2/4 3/4 4/4
Transportation/repatriation -
Companion travel return -
Accommodation fee
coverage
-
Accompaniment of children -
Pet repatriation -
Advance of hospitalization fees -
Reimbursement of fees not covered
by a health insurance plan
-
Transmission of urgent messages -
Sending medications - - -
Sending glasses/contact lenses/hearing aids - - -
Hospitalization prolongation fees - - - -
Trip extension fees - - - -
Presence of a close one - - - -
Personal and professional
assistance :
- - - 3/4 4/4
Return to country of residence - - -
Replacement driver - - -
Administrative
formality assistance
- - -
Cash advance while away - - -
File dispatch - - -
Daily follow-up by phone - - - -
Pet care - - - -
Insured person's early return
for family reasons
-
Legal assistance abroad 0/4 2/4 2/4 3/4 4/4
Death or invalidity 0/4 2/4 2/4 3/4 4/4

INSURANCE COVERAGE

Civil liability abroad - - - 3/4 4/4
Mountain sports - - -
Flight/luggage delay - - - 3/4 4/4
Loss, theft or damage of luggage
during transportation
- - - 3/4 4/4
Rental car theft
or material damage
- - - 3/4 4/4
Trip cancellation, interruption or modification - - - 3/4 4/4
Online purchase coverage included
(BNP Net package)
- - -
Loss, theft or damage of luggage
at a hotel/ in a rental car
- - - -

ADDITIONAL SERVICES

24/7 Customized concierge service - - - -
Exclusive partner offers - - - 3/4 4/4
Permanent reductions on the
Alarm and Remote Surveillance System
- - - -
Permanent reductions on
hotels (HRS)
- - - -
Welcome package (9) - - - -

EMERGENCY SERVICES

Card replacement within
48 business hours (10)
- - -
Cash advances (11) - - -
  • The above is intended for informational puposes only. For more details, please see BNP Paribas' Rates and Conditions and the debit card information notices.
  • (1) Annual card fees are billed monthly as part of Esprit Libre.
  • (2) Agence en Ligne customers spending over €8,400 with a Visa Classic Card or over €12,000 with a Visa Premier Card are eligible for reimbursement of their Esprit Libre subscription fees, upon request.
  • (3) Annual rate for a BNP Net Card as a secondary card.
  • (4) 50% annual rate reduction for a second card with Esprit Libre. The reduction is based on the card's listed rate without Esprit Libre. Annual card fees are billed monthly as part of Esprit Libre.
  • (5) Agence en Ligne customers spending over €8,400 with a Visa Classic Card are eligible for reimbursement of their annual card fees, upon request.
  • (6) Agence en Ligne customers spending over €12,000 with a Visa Premier Card are eligible for reimbursement of their annual card fees, upon request.
  • (7) 50% annual rate reduction for a second card if linked to the same account. Reduction will be applied to the card with lower annual fees.
  • (8) Limit available following activation by your advisor.
  • (9) Welcome gift containing a premium brand leather card wallet, among other things, provided for new card subsriptions.
  • (10) In the event of malfunction or a card block request. Service only available abroad for the Visa Premier Card; a temporary replacement card with all of the same functions and assistance and insurance services as your Visa Premier Card will be provided, with the exception of ATM cash withdrawals.
  • (11) Service only available abroad for the Visa Premier Card.
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