Esprit Libre Référence
Your banking products and services at preferential rates
Esprit Libre Référence is a banking package that provides you
An essential part of your daily life
Debit card included
more optionsSimplicity, guaranteed
Benefit from all the advantages of the Visa Electron, Visa Classic, Visa Premier or Visa Infinite Cards.
BNP Paribas Security
more protectionEnjoy peace of mind
You are protected in the event of fraudulent use of your payment instruments, theft of cash and loss or theft of your official documents or keys (front door of your principal residence, car, safety deposit box rented from BNP Paribas).
Your choice of options
Customized banking offerAdditional services
Take advantage of additional services in order to customize your Esprit Libre package as you wish.
more convenientEasier payments
Benefit from more convenient monthly payments.
With the Esprit Libre banking package, you benefit from many preferential rates on your other banking products:
Detailed features of
Esprit Libre Référence
Download the pdf
The Esprit Libre Référence banking offer is reserved for people who are at least 25 years of age.
Documentation and comparison tool ()
BNP Paribas, limited company with a capital of €2,492,770,306 – Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.
INTER PARTNER Assistance was designated by AXA Assistance as an insurance business under the AXA Assistance Group, accredited by the Banque Nationale de Belgique (0487). Limited company under Belgian law with a capital of €11,702,613 – Headquarters: 166 avenue Louise, 1050 Brussels, Belgium – Registered with the Brussels RLP as No. 415 591 055; French office: 6 rue André Gide, 92230 Châtillon – Registered with the Nanterre RCS (Trade and Companies Registry) as No. 316 139 500
Cardif Assurances Risques Divers, limited company with a capital of €16,875,840 – registered with the Paris RCS (Trade and Companies Registry) as No. 308 896 547 – regulated by the French Insurance Code – Headquarters: 1 boulevard Haussmann, TSA 93000, 75318 Paris – Offices: 4 rue du Port, 92728 Nanterre Cedex
Juridica, limited company with a capital of €14,627,854.68 euros – regulated by the French Insurance Code – registered with the Versailles RCS (Trade and Companies Registry) as No. 572 079 150 – Headquarters: 1 place Victorien Sardou, 78160 Marly-le-Roi
SPB, simplified joint-stock insurance broker and management firm with a capital of €1,000,000 – subject to supervision by the French Prudential Control and Resolution Authority (Autorité de Contrôle Prudentiel et de Résolution) – Headquarters: 71 quai Colbert, 76600 Le Havre – registered with the Havre RCS (Trade and Companies Registry) as No. 305 109 779 – ORIAS No. 07 002 642 (http://www.orias.fr)