ESPRIT LIBRE INITIATIVE
Your banking products and services at preferential rates
Esprit Libre Initiative is a banking offer for individuals 18 to 24 years of age, providing essential products and services for viewing and managing the accounts related to your checking account.
An essential part of your daily life.
Debit card included
More OPTIONSGUARANTEED SIMPLICITY
Benefit from all the advantages of the Visa Electron, Visa Classic or Visa Premier Cards.
Protected payment methods
More PROTECTIONPEACE OF MIND
You are protected in the event of fraudulent use of your payment instruments, as well as in case of loss or theft of your identity documents or keys.
Your choice of options
CUSTOMIZABLE BANKING PACKAGEADDITIONAL SERVICES
Customize your Esprit Libre package the way you like it.
More CONVENIENTREDUCED PAYMENTS
Convenient monthly payments
With Esprit Libre Initiative, you benefit from preferential rates on your other banking products:
Detailed features of
Esprit Libre Initiative
Download the pdf
Esprit Libre Initiative includes a basic banking offer ("Essentials") with several packages containing features that differ according to the debit card you choose.
Documentation and comparison tool ()
BNP Paribas, limited company with a capital of €2,492,770,306 – Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.
AXA COURTAGE, Siège Social : 26 rue Louis Le Grand 75002 PARIS, Entreprise au capital social de 63 394 511.18 €, régie par le Code des Assurances, RCS PARIS C 326 465 788
SPB, simplified joint-stock insurance broker and management firm with a capital of €1,000,000 – subject to supervision by the French Prudential Control and Resolution Authority (Autorité de Contrôle Prudentiel et de Résolution) – Headquarters: 71 quai Colbert, 76600 Le Havre – registered with the Havre RCS (Trade and Companies Registry) as No. 305 109 779 – ORIAS No. 07 002 642 (http://www.orias.fr)
AXA ASSISTANCE, Siège Social : 22 rue du Gouverneur Gal Eboué - 92978 ISSY LES MOULINEAUX CEDEX 9, SA au capital social de 26 840 000 €, RCS NANTERRE B 311 338 339