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Découverte

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Initiative

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Initiative Premier

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Référence

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Référence Premier Infinite

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Age bracket 16 to 17 18 to 24 18 to 24 25 and older 25 and older
Checking account
Checkbook
Online services

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Essentials basic services included (at least a 5% reduction)

Main card
Compare cards
Plus, Electron Plus, Electron, Visa, Classic Premier Electron, Visa Classic Premier, Infinite
Free deferred debit (2) -
Free withdrawals (3)
from non-BNP Paribas ATMs
unlimited unlimited unlimited unlimited
BNP Paribas Security

?

-
Plus

Plus
Assurcompte

?

- - -

Free complementary services

Cascade

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-
Account Balance Messaging Service

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(4) (4)
2 standing orders
at your branch
-
2 cashier's checks
per year
-

Optional features (at least a 10% reduction)

Customized overdraft authorization

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- Optional Optional Optional Optional
Couple offer (5)

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- Optional Optional Optional Optional
Second debit card (6)

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- Optional Optional Optional Optional
Situation

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- Optional Optional Optional Optional
Situation Reflets

?

- Optional Optional Optional Optional
Assurcompte Plus

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- - - Optional Optional
BNP Paribas Security

?

Optional - - - -
BNP Paribas Security Plus

?

- Optional - Optional -
Servissimes

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- Optional Optional Optional Optional
Simplidons

?

- Optional Optional Optional Optional

And other privileges:

50% reduction
on mortgage loan
application fees
- Optional Optional Optional Optional
30% reduction
on new life insurance payment entry fees
- Optional Optional Optional Optional
20% reduction
on personal loan
application fees
- Optional Optional Optional Optional
  • (1) Reduction calculated on the "Essentials" Esprit Libre basic rates and standard rates as of 2012-01-01.
  • (2) Deferred and immediate debit on Visa Classic Cards are at the same rate under Esprit Libre.
    For Infinite and Premier Cards, deferred and immediate debit are at the same rate, with or without Esprit Libre.
  • (3) 6 withdrawals/month with the Visa Classic Card, 1 withdrawal/month with the Electron Card.
  • (4) Offer reserved for those 25 to 29 years of age.
  • (5) 2nd card and 2nd overdraft authorization at the same level as the 1st.
  • (6) For cards of an equal or lower level than the first.
managing your accounts
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