FIXED-RATE MORTGAGE LOAN
A financing solution for your real estate projects
The Fixed-rate Mortgage Loan provides financing for housing and/or major works.(1)
(1) Subject to application approval by BNP Paribas.
Adapted financing A custom mortgage loan
The Fixed-rate Mortgage Loan allows you to modify the term and amount of your repayments.
Under 48 hoursadvice from a specialist
A specialized advisor calls you back when you apply for a loan online, to guide you through the process.
All online applications for a Fixed-rate Mortgage Loan receive a 50% discount on the application fee.
FlexibleAt any time
At your request or at the suggestion of BNP Paribas, you may suspend or modify your loan payments to meet your budget requirements.
Detailed features of the
Fixed-rate Mortgage Loan
The Fixed-rate Mortgage Loan is available to all legally competent individual customers over 18.(1)
(1) Subject to application approval by BNP Paribas (the lender).
Purpose of the Loan
You may borrow for a term of 2 to 30 years.
The interest rate for your mortgage loan is fixed and is established according to the nature and characteristics of your project.
BNP Paribas mortgage loans (excluding regulated loans) are intended for financing the purchase of a principal or secondary residence, a rental investment or any real estate-related works. The borrower has a ten-day cooling off period, as of the date the offer was received. The purchase is contingent upon a mortgage loan being obtained. If the borrower has made any payments to the seller and the mortgage loan is not obtained, the seller should repay these sums.
BNP Paribas, limited company with a capital of €2,492,770,306 – Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.
Cardif Assurance Vie, limited company with a capital of €717,559,216 – registered with the Paris RCS (Trade and Companies Registry) as No. 732 028 154 – regulated by the French Insurance Code – Headquarters: 1 boulevard Haussmann, 75009 Paris – Offices: 8 rue du Port, 92728 Nanterre Cedex, France – Tel. 01 41 42 83 00
Cardif Assurances Risques Divers, limited company with a capital of €16,875,840 – registered with the Paris RCS (Trade and Companies Registry) as No. 308 896 547 – regulated by the French Insurance Code – Headquarters: 1 boulevard Haussmann, TSA 93000, 75318 Paris – Offices: 8 rue du Port, 92728 Nanterre Cedex
Avanssur, insurance company regulated by the French Insurance Code, limited company with a capital of €67,155,752.86 – Headquarters: 48 rue Carnot - CS 50025, 92158 Suresnes Cedex - Registered with the Nanterre RCS (Trade and Companies Registry) as No. 378 393 946