A personal loan that enables you to carry out your projects
A loan is a legal commitment and must be repaid. Please verify your ability to repay before signing up.
The Miscellaneous Loan is a personal loan that enables you to finance your projects: high-tech, traveling, household appliances, etc.(1)
Example of a €10,000 loan with a term of 48 months:
Fixed Annual Percentage Rate (APR): 4.43%(2)
(1) Subject to application approval by BNP Paribas (the lender). You have a legal withdrawal period of 14 calendar days from the date when you accept the loan agreement.
Any project turn your wishes into reality
You benefit from a customized loan according to your projects and repayment capacity, without any application fees.(3)
(3) For all online subscriptions. Terms and conditions in effect as of 2015-03-01.
onlineReceive an immediate pre-approval response
With just a few clicks, you will know the loan amount that you can benefit from! You can then quickly turn your projects into reality.
Early, partial or in fullACCORDING TO YOUR BUDGET
You have the possibility to repay your loan early.(4)
(4) See the terms and conditions in the agreement. Terms and conditions in effect as of 2015-03-01.
Detailed characteristics of the
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The BNP Paribas Miscellaneous Loan is offered to qualified individual customers of legal age.(1)
(1)Subject to application approval by BNP Paribas (the lender).
You can borrow from €760 to €75,000.
You can borrow for a term of at least 4 months up to maximum of 108 months.
The interest rate on your Miscellaneous Loan is determined according to the characteristics of the loan (amount, term) you request.
For example: for a loan of a total amount of €10,000 and a total term of 48 months, you would make 48 payments of €227.32 (not including optional insurance). No application fee. Fixed interest rate: 4.34% per year. Fixed APR: 4.43%. Total amount owed by the borrower (not including optional insurance): €10,911.36. Interest: €911.36.
(5)Insurance policy offered by Cardif Assurance Vie (life insurance) and Cardif Assurance Risques Divers (casualty insurance).
BNP Paribas, limited liability company with capital of €2,492,372,484 – Headquarters: 16 boulevard des Italiens, 75009 PARIS. Registered with the Paris RSC (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.
Cardif Assurance Vie, a business regulated by the French Insurance Code – a limited liability company with capital of €712,340,624 – registered with the Paris RCS (Trade and Companies Registry) as No. 732 028 154 with a European intracommunity VAT No. FR 12732028154 – Headquarters: 1 boulevard Haussmann, 75009 Paris – Offices: 8 rue du Port, 92728 Nanterre Cedex.
Cardif Assurances Risques Divers, a business regulated by the French Insurance Code – a limited liability company with capital of €16,875,840 – registered with the Paris RCS (Trade and Companies Registry) as No. 308 896 547 – Headquarters: 1 boulevard Haussmann, TSA 93000, 75318 Paris – Offices: 4 rue du Port, 92728 Nanterre Cedex.
Avanssur: Insurance company regulated by the Insurance Code, a limited liability company with capital of €67,155,752.86 – Headquarters: 48 rue Carnot, CS 50025, 92158 Suresnes Cedex – Registered with the Nanterre RCS (Trade and Companies Registry) as No. 378 393 946.