insurance
personal accident insurance

PERSONAL ACCIDENT INSURANCE

Personal insurance

Protect yourself and your family against the financial consequences of accidents that can happen in daily life.

Protection accidents de la vie

Protection Accident de la Vie protects you and your family against the financial consequences of accidents that can happen in daily life.

  • For the entire family
  • 1 policy

in detail

International

GLOBAL INSURANCE COVERAGEYOU ARE PROTECTED(1)

Your insurance covers hospitalization, permanent disability and decease resulting from an accident anywhere in the world and irrespective of how long you have been in the country.

(1) Within the limits of and according to the terms and conditions described in the Notices of insurance and assistance.

Compensation

KNOW YOUR COMPENSATION IN ADVANCEABOUT TRANSPARENCY(1)

You know in advance that you will receive a benefit of up to 1 million euros, in addition to any other services.

(1) Within the limits of and according to the terms and conditions described in the Notices of insurance and assistance.

Immediate coverage

NO WAITINGYOU ARE COVERED IMMEDIATELY(1)

Your coverage starts immediately without any medical check-up and a single agreement protects your entire family.

(1) Within the limits of and according to the terms and conditions described in the Notices of insurance and assistance.

Customer Service

QUALITY CUSTOMER SERVICEYOUR SUPPORT(1) EXTENDS FOR THE ENTIRE TERM OF YOUR POLICY

You are supported by numerous services that make your life easier.

(1) Within the limits of and according to the terms and conditions described in the Notices of insurance and assistance.

Further details

Detailed description of

PERSONAL ACCIDENT INSURANCE

Download the pdf

  • ELIGIBILITY
  • COVERAGE
  • SERVICES
  • RATE
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ELIGIBILITY

You can sign up for Personal Accident Insurance if you are between 18 and 69 years of age.

(1) Within the limits of and according to the terms and conditions described in the Notices of insurance and assistance.

Tools and calculator ()

FAQ ()

  • Until what age am I insured?
  • Until the date that the policy is renewed following your 80th birthday if you are over 18 years of age at the time you initially signed up.
    Until the date the policy is renewed following the 26th birthday of any dependent children and designated on the application for the policy.
  • Who will benefit from the services?
  • In the event of hospitalization or permanent disability: compensation will be transferred to the insured person who suffered the accident if the insured person is over 18 years of age, otherwise to the policyholder.

    In the event of decease: the death benefit will be transferred to the spouse, partner (PACS) or his/her cohabitant on the date of decease, or to any living children or their representatives, or to his/her heirs. The insured person is also entitled to designate any other person as beneficiary of the death benefit in a letter addressed to the insurer and sent by certified mail.
  • Are the received sums subject to tax?
  • The daily allowances and the received compensation are exempt from income tax (according to the tax legislation in force on the 1st of January 2014).
  • Does coverage extend to the entire world?
  • Your Protection Accidents de la Vie insurance covers accidents anywhere in the world, irrespective of how long you have been in the country.

In addition

  • bnp-paribas-protection-familiale-vignettePersonal insurance FAMILY LIFE/AD&D INSURANCEProtects you and your family in the event of death and disability no matter what the cause.
  • Protection ÉpargnePersonal insuranceSAVINGS INSURANCEInsurance for your savings and bank accounts in the event of accidental death.
  • Protection santéPersonal insuranceHEALTH INSURANCEHealth coverage adapted to your needs.

Have a question?

Our advisors are here to assist you.


Contact us


For assistance or to make a claim/contest a charge, your advisor can be reached on their direct line (a standard rate call).

BNP Paribas, limited company with a capital of €2,492,770,306– Headquarters: 16 boulevard des Italiens, 75009 Paris. Registered with the Paris RCS (Trade and Companies Registry) as No. 662 042 449 – EU VAT identification No. FR76 662 042 449 – ORIAS No. 07 022 735.